未来半月刊 2022-07-人物特刊文字版-FLBOOK

北京 | 纽约 | 伦敦 | 迪拜 | 深圳 | 西安 | 海南 | 天津

2022年07月·上目录

主任：韩捷

主编：春晨

图编：许铠

文编：孙怡勤

编辑部

迪拜富册资本陈静益

英国公司王茜、璞琳娜

美国公司周睿、戴千叶

香港俊贤资产廖子聪

西安公司赵会娟

天津公司吴新艳

深圳搜链科技黄秀秀

采编组

006

012

014

022

026

028

032

034

038

042

050

070

078

082

090

092

096

100

104

112

116

卷首语 我们的奉献................................................................

关于欧拉·林德.........................................................................

本刊专访欧拉·林德先生...........................................................

媒体聚焦

Insights: The metaverse and NFT relationship...................

Global Blockchain Business Council appoints Ola

Lind as the UAE Ambassador.............................................

FTFT Capital and Gulf News partner on the Web3

DeCode event to explore the next evolution of the

internet................................................................................

New Metaverse-style NFT art museum platform in

the works.............................................................................

3-day weekend in UAE: Some employees have

enjoyed 26 more days off this year......................................

Abu Dhabi women to get free crypto,

NFT and blockchain domains...............................................

The two-day event will offer NFT experiences and

opportunities in the Web3 ecosystem...................................

President Khalifa's vision guided a strong,

resilient UAE economy..........................................................

Tune in: top financial podcasts to raise your money game...

Women in business will gain 'greater access to funding'

because of free crypto domains: expert...............................

Under Sheikh Khalifa, UAE transformed into a home for all

Businesses and startups learnt to operate and thrive in

UAE's open-door environment.............................................

部分媒体报道集锦................................................................

恭祝欧拉先生新婚快乐.............................................................

首席运营官刘洋莅临俄亥俄数字货币矿场考察.......................

未来论坛

挑战者银行VS高街银行.......................................................

Decentralized exchange (DEX), how it works,

types and benefits...............................................................

未来短消息...............................................................................

我和我追逐的梦主题征文活动通知..........................................

我们

并没有什么特别的地方

只不过是一朵朵开在花园深处的

小小的茉莉

也许，在热情四溢的夏天

我们很容易被忽略

但我们一直勤勤恳恳

把清雅的香

毫无保留地倾情奉献

我们知道，没有人会夸赞我们的

绚丽与婀娜

但只要听到一句“哪里飘来的清香”

我们就很满足

我们的奉献

半月刊编辑部献给每一位具有奉献精神的未来人

本期执行主编

陈静益

本期编辑顾问

赵小琛

未来金融科技集团首席战略官、未来金融科技集团子公司迪拜富册资本有限公司首席执行官欧拉·林德先生，是区块链领域内的知名专家，在业内拥有极大的知名度和影响力。

近些年，欧拉先生活跃在国际媒体上，尤其已经成为包括阿联酋迪拜在内的中东地区的媒体“宠儿”，其言论和观点受到媒体高度关注。同时，业界也十分重视欧拉的权威性和影响力，全球区块链商业理事会特别任命欧拉为其阿联酋地区的形象大使。

媒体和业界注意力的不断聚焦，不仅扩大了欧拉的影响力，也将欧拉背后的未来金融科技集团一再推向媒体的聚光灯前，让业界和公众认识未来金融科技集团，熟悉未来金融科技集团，了解未来金融科技集团。

今天，就让我们透过媒体之眼，站在一个普通读者的角度，看看欧拉和他背后的未来金融科技集团……

Ola has great leadership qualities as he is a great coach and works with employees to create appropriate action plans, timelines, and objectives. He is a positive thinker and open-minded to new ideas. Ola connects his vision to tasks, sets clear expectations, fosters team development, and values employees' perspectives while encouraging the team's ability to work independently whilst providing ideas and feedback.

Ola is practical, pays excellent attention to detail, and solves complex issues when they arise. He is involved in all projects, and likes to be in the field with the team and always thinks about the next step and how to make it work.

Ola is an optimistic, calm and relaxed manager who encourages a happy and motivated workforce environment with his "PMA” Positive Mental Attitude mantra. Ola provides great learning and development opportunities to the team, allowing people to be involved in different areas of the business to grow themselves and allowing the team to be involved in many exciting projects. Collaboration is a key part in our business model and will strive us to many successes.

Written by:

Hardip Dhaliwal

Head of HR & Operations

FTFT Capital Investments LLC

Short article about Ola Lind

Our exclusive interview with

Mr. Ola Lind

Interviewer

Cathryn

Coco

专访欧拉·林德先生

未来金融科技集团首席战略官，兼迪拜富册资本首席执行官欧拉·林德先生，是全球顶尖的金融科技专家，在区块链和数字货币领域内享有卓著的声誉。

在欧美及海湾地区，欧拉先生关于区块链及数字货币领域的发声，通常被认为是具有方向性的权威见解。

欧拉先生自迪拜富册资本成立之初，就作为公司的核心领导，决定着公司的生存与发展方向；2022年1月16日，欧拉先生又被任命为未来金融科技集团首席战略官，进而成为直接影响集团发展战略的关键人物。

2022年1月18日，作为业界顶级专家，欧拉先生受邀成为全球区块链商业理事会（GBBC）在阿联酋地区的形象大使，这不仅是对欧拉个人能力和影响力的嘉许，也是对欧拉领导下的迪拜富册资本成功的市场运营，以及不断提升的业界影响的肯定。

作为一个组织机构横跨欧、美、亚，业务领域涵盖汇款支付、区块链应用、加密货币，并有意向数字银行发展的集团企业，未来金融科技集团的每一步发展，都被我们高度关注。为了更清晰地观察企业的发展路径，了解企业的未来走向，我们对欧拉先生做了专访。

: From a global perspective, there is massive room for Fintech’s growth. Technologies such as the IoT, artificial intelligence (AI), blockchain, and cloud computing, have been significant drivers of FinTech innovation, and there is massive growth, adoption, and use-cases in these technologies.

There are several other benefits associated with fintech development within industries, giving reasons why Fintech is here to stay.

A blockchain-based future

Blockchain is paving the way for Fintech throughout the financial industry, decentralizing payments and bringing cryptocurrencies to the forefront. With new digital currencies already being employed within a worldwide financial sector, blockchain technology is guiding a rapid and safe future of payments.

Also, trading volumes on DeFi platforms are up significantly, with an increased interest in DeFi protocols, and nonfungible tokens (NFTs) are opening new avenues for intellectual property monetization.

A 2018 Global Blockchain Survey indicated that 95 percent of 1000 of the world's most important financial institutions were planning to invest in blockchain in the next ten years. Better still, 77 percent of fintech businesses intend to incorporate blockchain technology inside their banking systems, further emphasizing the critical role the technology has started to play in the sector.

The building blocks of modern finance

A new era of collaboration is on the horizon for banking giants and fintech start-ups. On the back of blockchain's success, the banking industry continues to adopt new forms of financial technology to stay in the game. Utilizing automated software within the banking sector is no longer an option for the future but a present-day reality.

The increasing use of digital channels to access capital

New research shows that under half of the global population now exclusively uses digital channels to access their capital. If traditional banking systems want to stay ahead of digital trends, they must continue to evolve. 77% of conventional financial institutions aim to increase their focus on fintech innovation over the next decade.

Customer-facing applications

A new study from Mckinsey & Company recently predicted that artificial intelligence could generate an extra $1 trillion in additional profits for the banking industry each year. AI-generated Fintech is expected to lead the path to success as financial behemoths attempt to enhance consumer experience and data protection. One of the critical roles AI will play in the future of data privacy is decentralizing centralized data sets. New data from PWC suggests that 75% of banks currently invest in a more customer-focused business model where Fintech is at the center of success.

Cloud computing

Cloud computing is predicted to be worth $947.3 billion by 2026. 46% of financial executives already use cloud-based systems when scaling application programming interfaces (API), and this number is only expected to grow.

Mr. Ola, the FinTech industry is a new industry that relies on modern technology to drive a leap forward in the financial sector, and its very name defines it as both traditional and innovative. From a global perspective, how much room is there for FinTech in the future?

OLA

Cloud computing will transform the future of cyber security in banking. Critical data will be stored on remote servers rather than in the house. Banking staff will no longer have to deal with legacy systems that are daisy-chained across geographical locations - instead, they will rely on technology in the cloud.

Distributed ledger technology (DLT)

Distributed Ledger Technology (DLT) will continue to decentralize and simplify cross-border transactions across the banking industry. 60% of central banks are either interested in or currently testing the potential of fintech-infused DLT. Using a form of smart contract, which aims to eliminate the need for a centralized intermediary, blockchain-based DeFi is tipped to broaden the access to digital assets such as NFTs and new forms of digital currency.

Investments in the new technologies continue to hit record levels. Even the banking giants are adopting and investing in revolutionizing Fintech. As consumer demand for digitization develops, Fintech will be at the center of its success.

: Professionalism leads to workplace success, a solid professional reputation, and a high level of work ethics and excellence. To improve professionalism in the company, I would advise the following:

Maintaining effective work habits- prioritize, plan, and manage assignments and projects, manage time efficiently by establishing priorities and goals and creating action plans to meet deadlines, and demonstrate integrity through always being accountable for your work.

Also, improving professionalism within the organization should entail often exceeding expectations and being resilient by effectively managing setbacks and challenges with a positive and constructive attitude.

: Considering some of our business offerings, I believe the future Fintech group is adapting to the current fintech industry landscape and the technological market trends. The diverse portfolio of FTFT Group positions it well.

FTFT Group is leveraging on all prospects within the blockchain ecosystem, with FTFT Capital/FTFTX cooperating and partnering with leading industry organizations and experts in NFTs, the Metaverse, and other sectors in the region and globally.

According to McKinsey's initial estimate, the value of the Metaverse might reach $5 trillion by 2030. It shows e-commerce as the most significant economic force ($2.6 trillion), ahead of sectors such as virtual learning ($270 billion), advertising ($206 billion), and gaming ($125 billion).

There are many experts like you in the Future FinTech Group. Still, FinTech is a new industry, and education at all levels has not yet kept pace with its development, so it is undeniable that there are many colleagues in the Group who do not have an educational background in the industry. In such a company, what do you recommend to improve your professionalism?

OLA

If you were positioned as an industry expert rather than the Group's Chief Strategy Officer, how do you see the current development landscape and trends of the future FinTech Group?

OLA

A new study forecasts that the current $3 billion markets for nonfungible tokens (NFTs) will increase to $13.6 billion by the end of 2027, reflecting the increased interest among investors in this field.

FTFTX is a cryptocurrency data aggregator that is well-positioned, enabling price comparison across different exchanges, thus facilitating easy and effectively trading, saving time, guiding decision making, provides a broader array of digital choices. Also, its "Smart Signal service helps analyze the best trading periods, digital assets pairs worth investing, trading reminders more.

There is a growing market demand for such services in the present cryptocurrency climate. Crypto traders have never been more particular about finding out a lot more about their digital asset interests.

Lately, there has been a preference for clean energy, possibly due to environmental conscientiousness and political pressures; as such, crypto mining has been under lots of pressure. Crypto firms are increasingly turning to green energy to fuel their operations. Blockchains like ethereum are expected to transition from the energy-intensive proof-of-work method of securing the network to proof-of-stake later this year. FTFT Group, with its Paraguay green cryptocurrency mining project, is well-positioned to deliver better services to individuals and organizations.

: There is an expansion on the horizon for the FinTech Group that would cover new territories, such as South America, Africa, and the Middle East area, where it will continue to thrive. A distinguishing characteristic of the Fintech Group is that it is a NASDAQ-listed Chinese American conglomerate composed of financial and technical enterprises. These distinctive attributes give FTFT Group a global presence and build trust among interested investors. These provide it an advantage over organizations in the same sector.

To become a pioneer in blockchain technology, the United Arab Emirates has developed the UAE Blockchain Strategy, which stipulates that 50 percent of government transactions would be done using blockchain technology, a target it is actively striving for. Since then, the government has invested in initiatives incorporating blockchain technology into its operations. The United Arab Emirates has experimented with several uses of the technology, ranging from decentralized identification to the usage of blockchain in financial transactions.

With the rising use of blockchain technology in the United Arab Emirates and its position as a center for financial and technical potential, FTFT Capital Investments and FTFTX project, which is headquartered in the area and is aggressively exploiting opportunities, are geared toward a breakthrough.

Please give a basic outlook on the future of the FinTech Group (e.g., position in the industry, possible differentiators, projects, or businesses most likely to achieve significant breakthroughs).

OLA

Recently, the metaverse has developed as an astonishing and exciting phenomenon. The technology has captured the attention of worldwide celebrities, artists, sportspeople, companies, and business owners and established itself as a significant and influential game-changer. Large amount of money is streaming into the metaverse, and many enthusiasts and domain experts anticipate this trend will continue to increase. The worldwide metaverse industry is expected to surpass $1,607bn by 2030, with a CAGR of 43.3 per cent. According to research by J.P. Morgan Chase, the metaverse will become an integral part of every industry in the following years, with an estimated market potential of over $1tn in annual revenue.

Popularised by Neal Stephenson’s 1992 cyberpunk book Snow Crash, the metaverse is a virtual network representing dynamic, real-time 3D environments. The metaverse employs cutting-edge technology such as blockchain, non-fungible tokens, social commerce, augmented and virtual reality (AR and VR), and many more. Metaverse platform enables engagement in real-world activities such as playing, working, studying, shopping and socialising with others. The metaverse can influence employee engagement, customer experience, omnichannel sales and marketing, product innovation, and community development.

Insights: The metaverse and NFT relationship

Large amount of money is streaming into the metaverse and many enthusiasts and domain experts anticipate this trend will continue to increase.

By Ola Lind

July 12, 2022

Manuscript source

What exactly is the metaverse?

Non-fungible tokens (NFTs) are one of the fastest-growing areas of the metaverse, appealing to people’s curiosity, creative talent, and investment desire for digital art collections. NFTs are digital assets that represent physical things such as art, music, in-game goods, and videos. They are often purchased and traded online using cryptocurrency and are typically encoded with the same underlying software as most cryptocurrencies.

Before NFTs and blockchain technology, there was no guaranteed method to verify ownership of anything online, much alone a digital asset. Now, there is. NFTs are used to prove ownership accurately and transparently, especially in a virtual world; as such, NFTs will continue to play a crucial part in the metaverse economy.

Furthermore, NFTs may serve as metaverse building blocks for several applications, including the “TradArt” universe. This sector is hampered by intermediaries and corporations that do not adequately reward creators for their efforts. NFTs play a part in virtual real estate. In addition to serving as the legal agreement of ownership, NFTs constitute the land and buildings of the metaverse. To purchase, trade, or build land in the metaverse, it is necessary to mint an NFT that symbolises the property.

Thanks to apps such as VRChat, metaverse discussion spaces are already thriving, and numerous virtual markets serve as a thriving trading ground for NFTs. In the VR marketplace, sellers might give links to samples of online content or mint files. Nike virtual Nikeland is an example of how VR and NFT marketplaces can appeal to various industries.

Play to earn games in the metaverse makes it possible to earn real money and NFTs.

The only way to establish ownership and transfer games in the metaverse is through NFTs. NFTs can also be used as tickets to exclusive shows, conferences, and other virtual events in the metaverse.

Several museums are now displaying NFT artwork in metaverse. Virtual reality is the most refined conceivable platform for seeing art (short of a physical structure). It’s possible to view it up close and in detail from every angle, having access to various artwork in a much more relaxed environment. Although there are different takes on the relationship of NFTs and the metaverse, where many assume that NFTs are a part of the metaverse, and some think that NFTs are the building blocks of the metaverse, it clear that NFTs serve as a critical concept and play an integral role in the metaverse.

NFTs contribution to the metaverse

Virtual marketplaces

Play to earn gaming and access to events

Art gallery

Ola Lind is the chief strategy officer at Future Fintech Group and director of FTFT subsidiary

Global Blockchain Business Council appoints Ola Lind as the UAE Ambassador

The Global Blockchain Business Council (GBBC) has named Ola Lind as one of its 2022 Ambassadors.

Ola Lind is one of three ambassadors representing the UAE, along with Sheikh Zayed Al Nahyan and Makki Ibrahim. He joins 179 Ambassadors from 86 countries across six continents who comprise a select group of professionals in technology, government, and academia who will contribute to the expansion of the GBBC's global community, presence, and influence.

"I am pleased and honored to be joining Global Blockchain Business Council's 2022 Ambassador Cohort. I am confident that my contribution and guidance will make a positive impact and most importantly help the organization to achieve its overall goal," said Lind.

Lind is currently the Chief Strategy Officer of FTFT, a Nasdaq-listed business, as well as the Chief Executive Officer of the firm's subsidiary, FTFT Capital Investments LLC ("FTFT Capital"), and the Executive Chairman of the Blockchain World 2021 Abu Dhabi 15-17 December. He is a director at one of Southeast Asia's largest Fintech Digital services firms, Dotlines Group, where he is in charge of developing and implementing new technologies such as Blockchain and Cyber security, with a revenue of more than $100 million USD.

Lind is a well-known keynote speaker who has been asked to talk to audiences at conferences and expos all around the world. Over the last three decades, he has been an award-winning Start-Up Entrepreneur, conceiving, inventing, and deploying revolutionary solutions in the Mobile, Gaming, Blockchain, and Cyber security industries on five continents.

The Global Blockchain Business Council promotes the use of blockchain technology. Their 2022 Ambassadors are a chosen group of innovators and disruptors with a focus on technology, governance, law, finance, civil society, and academia.

FTFT Capital and Gulf News partner on the Web3 DeCode event to explore the next evolution of the internet

The event will create awareness of the world's innovative technologies

Published: June 17, 2022 Manuscript source

The Future FinTech Group's Inc. (Nasdaq: FTFT) subsidiary FTFT Capital Investments LLC., a Dubai-based blockchain investment company, today announced the strategic partnerships with Gulf News on the 'Web3 DeCode" event, a two-day exhibition that will be held on June 25 and 26 at Grand Hyatt, Dubai, to raise awareness of Web3 technology.

Today's technological applications are simply glimmers of Web 3.0, the next generation of the internet after Web 1.0 and Web 2.0., which will be fulfilled through the growth and convergence of enabling technologies, which includes blockchain technology with its cryptocurrencies, NFTs, DAOs, DeFi, and the Metaverse.

Web 3.0 is now unfolding and eventually will blur the distinctions between digital content and physical objects. As a consideration, FTFT Capital has teamed up with Gulf News to create awareness of Web3 technology, its proliferation in emerging markets such as the United Arab Emirates, and its implications for innovation and lifestyle.

"Collaborating with Gulf News on this event will straighten our shared commitment to the dissemination and promotion of the world's latest technologies in the fields of Web3, NFTs, and Metaverse, so people can gain the experience, access new opportunities for entrepreneurship and investment," said Ola Lind, Chief Strategy Officer of FTFT Group, CEO, and Director of FTFT Capital.

Web3 Decode examines the present and future of the web3 ecosystem, dapps, the emergence of DAOs, the road maps and utility of NFT initiatives, and how NFTs and DAOs are shaping Web3's future.

Expert industry speakers will discuss Web 3.0, NFT projects, investments, and blockchain principles and opportunities. The event will also feature NFT Drops, unique NFT art collections, artists providing insights into collections, and a presentation of the Metaverse.

BEAT MY TEAM; DAS; Eric Favre Art Editions participates

BEAT MY TEAM- BMT, a card-collecting football game that is free to play, plans to use the Web3 DeCode event to create awareness of its "BEAT MY TEAM, WE DARE YOU TO TRY IT!'' With the NFT brand launch and inaugural EURO NFTational event, a ground-breaking NFT drop, BMT aspires to be the market leader in the fantasy football market in the Metaverse.

DAS creates ultra-high-definition art NFT Metaverses. DAS's system offers two business models, 8K to 40K high-profit NFT and Metaverse, based on UHD patents. During the event, DAS intends to showcase its premium art NFT Metaverses, premium digital art, authentic NFT artworks, NFT rental, and digital art streaming services.

Eric Favre Art Edition will participate in the Gulf News Web3 DeCode to launch its platform under development with exceptional artwork worldwide and unveil the customized one-of-a-kind 6 Wheel Rolls Royce Phantom as the show's centerpiece.

Gulf News launches NFTs and presents Web3 Awards

Gulf News will launch its NFTs at the event, comprising digitized versions of their exclusive collection.

The event concludes with a gala dinner with the region's historic First web 3 Awards, the "Gulf News NFT Awards," which evaluate outstanding technology, gaming, entertainment, and blockchain projects. All winners get tokenized NFT of the winning award.

The event startup contest

The most promising Web3-related entrepreneurial projects can win big by entering the event's startup competition. Entrepreneurs can network through competing and exhibiting.

New Metaverse-style NFT art museum

platform in the works

Mar 2022 Manuscript source

FTFT CAPITAL INVESTMENTS LLC., a blockchain investment firm, and the DAS (Daily Art Story) Team, which runs a Metaverse NFT art platform, have announced a collaboration on a Metaverse-style NFT art museum platform project. The project's goal is to combine the high-quality art market with digital art.

Both organizations announced intentions to offer an ultra-high-definition digital art streaming service as well as publish world-famous paintings and works by renowned artists as ultra-high-definition NFTs.

"We are thrilled to work with DAS, an organization that is invested in the growth and innovation of Arts,". Teaming up with DAS is an exciting development for our establishment; the platform will revolutionize how arts are seen globally," said Ola Lind, the CEO, and Director of FTFT Capital.

The current trend in the worldwide NFT industry reveals that interest in digital artworks in the virtual world has been gradually dropping. On the contrary, the number of globally known NFT collectors who acquire NFT artworks that are also available as real-life paintings has increased dramatically.

Following the enormous rise of the art-tech industry through financial technology based on high-priced artworks by prominent artists, both companies are leveraging NFT to expand and collaborate on NFT art-tech solutions.

"Visitors will be fascinated with over 10,000 high-quality, thoroughly verified, certified, and secured copyright artworks provided by more than 200 renowned artists, showcased in a realistic virtual space to express the finest details. DAS utilizes stablecoin conversion and artificial intelligence trading to prevent artwork devaluation and crypto risk. DAS's "Own to Earn" provides stable profits from holding transactions and sharing NFTs in reality," said Peter Park, Director of DAS.

The groups intend to broaden the reach of the Metaverse-style NFT art museum platform beyond Dubai, the heart of the global art market, and the MENA region.

3-day weekend in UAE: Some employees have enjoyed

26 more days off this year

8 Jun 2022 Manuscript source by Waheed Abbas

Lebanese expat Carine El Natour, who works as a communications executive at a Dubai firm, has enjoyed 26 more days off this year compared to the same period last year. This is because her firm switched to a 3-day weekend as it shortened the workweek to four days.

Starting January 2022, the UAE government announced four-and-a-half-day work from Monday till Friday mid-day. Many organisations in the UAE also switched their work week in line with the public sector. While a few opted for a four-day work week in line with the Sharjah government.

"With a four-day work week, it feels like I worked lesser hours per week, but we need to learn to manage our time accordingly, and we can work the same amount of work that we do in five days. But then you enjoy a long weekend which everyone would love to have. The four-day week also gives much more work-life balance," said Natour.

"It's not very hectic. Work one hour extra per day, and we don't even notice it. It's better to work one extra hour per day than work an extra day per week. Because it gives me an extra time to pursue my hobbies and unwind myself," she added.

Employees in the UAE believe they have become more productive and relaxed and enjoy better work-life balance after implementing four and four-and-a-half day workweek, while employers noted that staff's attendance has improved since the beginning of this year.

Sawsan Ghanem, joint managing director, Active DMC.

Sawsan Ghanem, joint managing director, Active DMC, said there were challenges initially when they introduced a four-day week in September 2021 as the team had to change their approach to work because they were required to plan more and think more about things in detail.

"The team's feedback is great, and they feel refreshed and rejuvenated when they do come back to the office on Mondays. Employees feel like they're switched off from work and disconnected. It is a mental thing, and by reducing one day, the whole mindset has changed. That, in turn, makes them more productive," she said.

Abigail Xavier.

Abigail Xavier, who works for a financial technology company, said her productivity has improved with the change in work from five to four-and-a-half.

"My overall productivity has increased because I am under less stress during the week. I don't feel like I have any personal pending tasks that are coming in the way of my work. I feel well-rested and more motivated to get things done knowing that I've lesser time so I'm able to wrap things up in time," said Xavier, a Pakistani national.

It is better to work one extra hour daily and get three days off a week, says resident

Carlo Markarian, a Dubai resident from Lebanon, says it was unusual in the beginning but now it feels great. "On Fridays, I do some light tasks because, in Dubai, time goes twice as fast as anywhere else in the world for some reason. Four-and-a-half days feel like four days basically. We try to finish our tasks before the weekend."

To make the most of the time, Markarian and his colleagues go to the beach on Fridays or do some errands.

Ola Lind, CEO FTFT Capital Investments.

Ola Lind, CEO FTFT Capital Investments, said a four-and-a-half day week makes employees more relaxed and more balance in work and home life.

"We have a better work attendance and people feel that it's a more balanced lifestyle and they produce better results at work than before when it was five day week," he added.

Ali AlSuwaidi, director-general of Ajman Free Zone, said a four-day work week is a game-changer in terms of health benefits, increased productivity, and economic payoff.

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"Covid-19 has demonstrated that being more flexible in how and where people work is easier and acceptable. The new shift is leading to happier and more committed employees, who are less likely to be stressed or take sick leave as they have plenty of time to rest and recover. As a result, they return to work feeling energised and ready to tackle new challenges. It has been observed that when people are less stressed, they are more intuitive and give in their 100 per cent to work," he said.

Mayank Patel, country head, Adecco Middle East

Mayank Patel, country head, Adecco Middle East, said employees tend to be more productive during the day as they are aware the week is short and major tasks, and strategic goals need to be completed.

A shorter work week benefits certain sectors such as customer service, hospitality, retail, eCommerce, delivery services, tourism, banking and financial services.

"There is a demand for part-time and contract staff for long weekends and seasonal hirings which leads to increased job opportunities for youth. More companies will jump on board with four and half day workweek as it could boost overall employment of flexibility-loving Millennials and Generation Z employees," he added.

Abu Dhabi women to get free crypto, NFT and blockchain domains

2 Jun 2022 by Sandhya D'Mello

Access Abu Dhabi and the Abu Dhabi Investment Office (Adio) have partnered with Web3 identity platform and NFT domain name provider Unstoppable Domains to provide free crypto domains to all women residing in the UAE capital. The giveaway aims to provide opportunities for more women to learn about and ultimately participate in Web3, a space where only 5 per cent to 7 per cent of all cryptocurrency users are women and just 12 per cent work in blockchain.

The initiative was announced during a delegation visit to Abu Dhabi by the ‘Women of Web3’ , a powerhouse group of disruptive female tech entrepreneurs from the United States exploring the emirate as a gateway for global expansion. The ‘Women of Web3’ delegation is hosted by Access Abu Dhabi, a Maven Global Access programme powered by Adio. The programme seeks to empower minority and women-owned businesses in a high-growth country where 50 per cent of the small to medium-sized enterprises are already women-owned.

Abdulla Abdul Aziz Al Shamsi, acting-director general of Adio, said: "Abu Dhabi is ensuring the future of Web3 is built around a powerful infrastructure that appeals to all members of the community. By supporting initiatives that invite and uplift women, we can champion diversity early in the Web3 era. The partnership with Unstoppable Domains to provide free crypto domains to all women in Abu Dhabi and embodies the emirate’s promise of inclusion, while creating opportunities for private sector participation in a fast-growing space.”

As Abu Dhabi ramps up efforts to become the Middle East’s crypto hub, the emirate is ensuring the necessary tools and resources are available to encourage active participation in the Web3 space from women across all communities. One pillar of blockchain technology, which has been instrumental in fueling its popularity is its potential to offer access that transcends geographical and financial limitations that excluded groups in the past.

The initiative stands to become a life-changing opportunity for women of Abu Dhabi to capitalise on Web3 opportunities. It provides them with a decentralised web address and digital identity that gives them complete control of their data and content within a space that they fully own, as opposed to Web2 domains, which are leased for fixed periods through third-party brokers.

Sandy Carter, SVP of Unstoppable Domains and Founder of Unstoppable Women of Web3, said: "It’s great to see Abu Dhabi leading the mission to bring Web3 opportunities to women in the Middle East. It has been an honour to be a part of the ‘Women of Web3’ delegation, and I am grateful to Access Abu Dhabi and Adio for providing such an immersive look into Abu Dhabi’s business and technology ecosystem.” She continued, "Providing free crypto, NFT and blockchain domains to all women in Abu Dhabi is a power move that ensures women will be included in increasing numbers within the fabric of the Web3 movement for generations to come. The immense support that we’ve received from Adio and Maven Global Access proves that Abu Dhabi doesn’t just believe in a more inclusive and decentralised future, but is actively building it.”

The ‘Women of Web3’ delegation hosted by Access Abu Dhabi recently concluded with the delegates exploring business expansion opportunities in Abu Dhabi. From 24-26 May, a curated group of US female entrepreneurs in Web3 technologies met with business leaders and key business enablers across the emirate’s ecosystem.

Sarah Omolewu, managing partner of Maven Global Access and founder of Access Abu Dhabi, said: "In a market of expats from more than 200 countries, this initiative could potentially impact the lives of generations of women around the world.” She added, "This is the legacy-building impact I envisioned for the Access Abu Dhabi programme. While the financial gap between male and female founders still exists, the game is changing, and more women recognise the value of emerging technologies in growing and funding their businesses. I’m honored and humbled to have received the support of the Abu Dhabi Investment Office and Unstoppable Domains to make this moment possible.”

Ola Lind, CSO Nasdaq Listed FTFT, chief executive officer & director FTFT Capital, said: "The initiative of the Abu Dhabi government granting free domains to women in that Emirate is commendable. A rise in the number of women users and investors will result in the emergence of a completely untapped market. In behavioral finance studies, women are frequently less risk-averse than males. More women trading cryptocurrency debunks the notion that cryptocurrency investors are risk-seeking individuals. As more women invest in cryptocurrency, the industry’s standing improves. Their rising participation contributes to the argument that cryptocurrencies can coexist with traditional investments.”

Echoing similar sentiment, Marata Carroz Tapsoba, senior advisor, Global Acquisitions, Idoneus, said: "The move by the Abu Dhabi authorities to free cryptocurrency domains for women is timely and welcome. I believe that this initiative will not only encourage greater participation by women but also strengthen and add more credibility to the industry. Additionally, more women in business will have wider access to capital, which will subsequently boost their enterprises. This move will also further cement the UAE’s position as a leading blockchain and cryptocurrency hub.”

June 08, 2022 Manuscript source

If you have spent any time around the tech industry recently, you’ve probably heard the good news about Web3, the next chapter in internet history. The so-called Web 2.0 era, which was dominated by a handful of social media platforms, is over.

The new, blockchain-based web with its cryptocurrencies, NFTs (non-fungible tokens), decentralised autonomous organisations (DAOs), decentralised finance (DeFi), and more is predicted to be the future of the internet.

To raise awareness of Web3 technology, its ascension in emerging markets like the UAE plus its impact on innovation, and life, as we know it, Gulf News is hosting Web3 DeCode, a two-day exhibition on June 25 and 26 at Grand Hyatt.

Created and conceptualized by agnc3 by Gulf News, Web3 DeCode hosts more Metaverse builders, creators and artists. In addition to an impressive speaker line-up, the event will include a wide range of NFT experiences, presenter booths and dive deep into some of the biggest issues and opportunities in the Web3 ecosystem.

Attendees can benefit from exclusive NFT drops, upcoming metaverse projects and concepts that are here to stay.

GN to foray into NFTs

As the digital world keeps evolving, Gulf News is foraying into Web3 by launching its own NFTs at the event, which will include digitised versions of its historic front pages, photos and iconic covers, published in the newspaper.

What to expect at the event

Exclusive NFT drops

Meet artists at Web3 DeCode who will display exclusive NFT collections through dedicated dark rooms and theme-based activations. Popular NFT community Arts Dao will bring in prominent artists to interact with the audience and elaborate further on their collection.

BEATMYTEAM Metaverse Fantasy league Prelaunch

As the first-of-its-kind football fantasy league, this play-to-win metaverse game introduces a collector’s edition of NFTs to football fans and offers a

The two-day event will offer NFT experiences and opportunities in the Web3 ecosystem

Gulf News event Web3 DeCode to focus on the future of the internet

chance to win big. Join us at the event for the prelaunch and meet the team who plan to create gaming history in Web3.

DAS NFT Museum marketplace launch

Currently, the trend of NFTs in the metaverse is pixel art or low-quality-art profile pictures. Decentralised Art Story (DAS), on the other hand, provides ultra-high-definition (UHD) masterpiece artworks from the past and the present as NFTs. Backed with patents, DAS provides two business models, 8K to 40K high-quality artworks, and the chance to experience these artworks. It will also promote the NFT rental model, which will be the game changer for the NFT world where unsold inventory is an issue.

Startup contest

The most promising entrepreneurial projects in the Web3 space stand to win big by participating in the event’s start-up contest hosted on both days of the exhibition. This is a great networking opportunity for startups to exhibit, as well as participate in the contest.

In-depth seminars

Across the two days of the exhibition, a series of seminars at the event will focus on blockchain, crypto, NFTs, the metaverse, Web3 ecosystems and their impact on commerce, culture and communities. Participants can learn about emerging blockchain and cryptocurrency trends directly from some of the most prominent leaders in the sector.

Gulf News Web3 Awards

The two-day event will conclude with a gala dinner and the region’s first Web3 Awards, which aims to recognise projects in categories such as tech, gaming, art and other related industries. This is a great opportunity for all to submit nominations and create history as every winner also gets tokenized NFT of the winning award.

What they say

Renata Morrais

“I am very happy to work with Gulf News to bring together a strong roster of Web3 leaders, who together represent all the multiple dimensions of real-world applications of blockchain technologies and how they are revolutionizing much more than just our financial systems. Web3 is disrupting the frontiers of digital culture with NFTs, accelerating economic inclusion and social impact, and shaping entirely new kinds of social organizations such as DAOs. Web3 Decode is bringing together all these diverse new developments and making them accessible to a mainstream audience.”

- Renata Morrais - Associate Professor of Multimedia Design, Dubai Institute of Design & Innovation

Ola Lind

“We are thrilled and looking forward to the strategic partnership with Gulf News. Its foresight in educating the public about Web3 including NFTs and the metaverse is remarkable. The exhibition will deliver the essentials of Web3, deciphering NFT and the metaverse, feature NFT art, NFT projects recognized, and the Metaverse experienced.”

- Ola Lind – CEO & Managing Director, FTFT Capital

Chimere Cisse

“I’m honoured to be able to contribute my knowledge of both the international art world and Web3 space in the establishment of this event. Fostering cultural participation across a spectrum of mediums is a key goal of ours at ArtKorero and Gulf News has been an incredible partner throughout the process of establishing the inaugural Web3 Awards. We look forward to the launch.”

- Chimere Cisse – Founder, Art Korero

Sharad Agarwal

“We are delighted to collaborate with Gulf News in promoting Web3 DeCode in Dubai. The metaverse is an open ecosystem where physical, digital and virtual realities merge into one universe. As the world enters Web3, the emerging metaverse is going to challenge the way businesses currently operate and it is time for brands to reimagine their marketing strategies. At Cyber Gear, we build immersive experiences and help brands in exploring various activation opportunities to engage with wider audiences.”

- Sharad Agarwal - CEO, Cyber Gear

Rushabh Rungta

“We at Sprout are elated to be a strategic partner of Gulf News, with it being one of the leaders in consumer education about Web3, which Sprout believes would be the next evolution of mainstream technology. The upcoming exhibition will be a great opportunity for people to gain hands-on experience of Web3 technologies, NFTs, and the metaverse.”

- Rushabh Rungta – Co Founder, Sprout

Eric Favre

“The world is changing and business evolves. With the entrepreneurial experience of its founder, Eric Favre Art Edition decided to participate in the Gulf News Web3 DeCode in order to launch its platform under construction with unique artwork in the world and introduce in Avant premiere the Rolls Royce R6WHEELS as a central piece of the show – the world of yesterday put on the page of the digital world, with NFT, metaverse, crypto and physical art.”

- Eric Favre - Founder, Eric Favre Collection

Christopher Quet

“At present, Web3, blockchain, metaverse and NFT-related trends are storming the mainstream and are no longer limited to niche audiences. Leveraging the outreach of Gulf News in the Middle East, we are eager to introduce our developments and unique approach with the aim to empower a billion people through creativity and expression.”

- Christopher Quet, Co Founder & CEO, Our Verse

Ralf Glabischnig

“We are proud to welcome Gulf News into the Crypto Oasis Ecosystem with its Web3 DeCode event. As one of the largest traditional media companies in the region moving into the decentralised world, it is lighting the path for all others to follow.”

- Ralf Glabischnig, Founder of Crypto Oasis

Walid Abou Zaki

“Since 2018, Unlock has been the region’s first media platform to debate blockchain technologies and crypto. It is a privilege to work with Gulf News to raise awareness about Web3 and more understanding about blockchain capabilities.”

- Walid Abou Zaki – Founder & CEO, Unlock

Michalis Mavromichalis

“We couldn’t be more excited and grateful to be pre-launching Beat my Team at this year’s Gulf News event. Our play-to-earn fantasy football

game awards limited-edition NFTs to players with a refined vision, as we progress into the most competitive, blockchain-based, metaverse-ready, football card battle game ever envisioned.”

- Michalis Mavromichalis – CEO & Co Founder, Beat my Team

RJ Park

“A new world is being created with NFTs, metaverse, and art. However, art has an inherent beauty within. We wish for this inherent beauty to touch the hearts of viewers more than the original through NFT, metaverse, and art in this new world.”

- RJ Park, CEO and COO, DAS

Kokila Alagh

“It is encouraging to see a media giant like Gulf News enter the blockchain space. What blockchain and its use cases need is awareness and mass adoption to realise their full potential. With Gulf News taking such an active initiative, UAE residents will benefit from the clarity of communication and availability of information on the sector.”

- Kokila Alagh, Founder & Managing Partner at Karm Advocates,

Paul Wallis

Collaborating with Gulf News on this groundbreaking event is a significant moment for Terra Virtua and we are honoured to work with an organisation with such an illustrious reputation. The collaboration will create a fantastic opportunity to demystify NFTs, VR and the metaverse, while providing a unique opportunity to showcase Gulf News artists and photographers.”

- Paul Wallis – Head of Art, Terra Virtua

The UAE is concentrating on developing its strategic partnerships in knowledge exchange and the transfer of early industrial technologies. — Wam file photo

In 2021 the economy crossed international economic expectations by registering the highest rate in the region of Dh1.489 trillion.

14 May 2022 Manuscript source By Sandhya D'Mello

The UAE economy today boasts a global identity and is reaping the fruits of a solid foundation laid out under the leadership of The President, His Highness Sheikh Khalifa bin Zayed Al Nahyan.

Sheikh Khalifa's leadership came into effect on November 3, 2004, and the economy has since been spiraling upwards. In 2004, the UAE's gross domestic product (GDP) hit Dh328.7 billion, a staggering nominal increase of nearly 19.7 per cent over the 2003 GDP of Dh274.8 billion.

According to latest figures, in 2021 the economy crossed international economic expectations by registering the highest rate in the region of Dh1.489 trillion. The UAE economy posted a strong start to the year and is forecast to expand by 6.2 per cent in 2022, despite lingering concerns about potential new Covid-19 variants. The pace of growth continues to pick up after the GDP rose by 3.8 per cent in 2021, surpassing pre-pandemic levels of 2019, according to a Majid Al Futtaim 'State of the UAE Retail Economy' Report.

Last year, the nation celebrated the 50th anniversary of its founding and emerged as a stronger, more developed, and more prosperous than ever before nation. The UAE has moved from an oil economy to a diversified economy, paving the way to futuristic industries that will disrupt the nation, allowing younger generations to explore the opportunities that the nation offers to contribute towards development and growth.

President Khalifa's vision guided a strong,

resilient UAE economy

The UAE's real GDP growth is projected to accelerate in 2022 and 2023, led by an expansion in domestic credit, current account surplus amidst high oil prices, and a growth in non-oil sectors. The UAE's economic growth is projected to accelerate from 1.4 per cent in 2021 to 4.3 per cent in 2022 and 5.2 per cent next year, according to UBS' latest report. The onset of the pandemic displayed the UAE's ability to combat every challenge and to ensure the welfare of its citizens.

Recently, at World Government Summit 2022 held under the theme "Comprehensive Industrial Ecosystems: Driving National Growth", Sheikh Mansour bin Zayed Al Nahyan, Deputy Prime Minister and Minister of Presidential Affairs, affirmed that the UAE leadership, headed by the President His Highness Sheikh Khalifa bin Zayed Al Nahyan, attaches critical importance to supporting citizens to benefit from the industrial development witnessed by the country, as well as from the upcoming ambitious industrial projects.

Sheikh Mansour said: "Ten years ago, the share of the industrial sector in the UAE's GDP was approximately eight per cent... Today, this number has increased by just one per cent to nine per cent. This reflects the urgent and vital need to provide more support to the industrial sector and industrial projects. This is driving the UAE's leadership to a sharp focus on the national industrial sector, its development and ambitious projects."

The UAE is concentrating, during this stage, on developing its strategic partnerships in knowledge exchange and the transfer of early industrial technologies.

"The UAE is working to attract investments from Arab countries, GCC countries and all over the world. Adding that the UAE's concentration on a series of pivotal industrial sectors, including food, medication and defence, is based on its strategic importance as main pillars of the national economy," added Sheikh Mansour.

As the nation emerged from the pandemic's impact, it witnessed a rebound and celebrated the global Expo 2020 Dubai which remains a national pride for every UAE resident. The UAE performs favourably in the "Doing Business" global ranking issued annually by the World Bank, according to a research report by Oxford Business Group.

The UAE was 16th out of 190 countries and territories in the 2020 edition, outperforming all other countries in the region by a considerable margin for the sixth year in a row. The next-highest-ranked country in the Middle East was Bahrain (43rd), followed by Saudi Arabia (62nd). The UAE was in the top 10 for three of the 10 factors that contribute to a country's rating, ranking first for getting electricity, third for dealing with construction permits and ninth for enforcing contracts.

Abu Dhabi economy

The rich legacy of Sheikh Khalifa's vision is now being transformed in Abu Dhabi, as it has significantly raised its economic profile both regionally and internationally, which has been home to the world's sixth-largest proven oil reserves. The financial buffers have helped it diversify and yield steady non-oil revenue. This has largely taken the form of expanding domestic industries, from aviation to renewable energy, enabling the emirate to weather a prolonged period of reduced oil prices and fiscal austerity that has put pressure on growth.

Centered on the Abu Dhabi Economic Vision 2030, a wide-ranging economic development strategy launched in 2008 to reduce dependence on oil and gas and foster a knowledge-based economy, the emirate has made important strides towards securing its growth plans amid global and regional risk, and ensuring wealth for future generations. Successive

The emirate of Abu Dhabi is part of the UAE, the GCC's second-largest economy and 30th largest in the world. The UAE possesses the world's sixth-largest proven oil reserves, but has worked hard to diversify its economy away from a reliance on hydrocarbons: at the federal level, the non-oil sector accounts for around 75 per cent of nominal GDP. Abu Dhabi is a major contributor to the UAE's GDP, accounting for some 60 per cent.

Strategy

Ghadan 21 is a Dh50 billion ($13.6 billion) economic accelerator programme that was launched in 2018 and will be implemented until 2021. The strategy features a diverse array of initiatives focused around four main pillars: business and investment; society; knowledge and innovation; and lifestyle.

Innovation

Ghadan 21, or Tomorrow 21, is Abu Dhabi's Dh50 billion ($13.6 billion) economic accelerator programme and one of the most ambitious development strategies deployed by the emirate. Launched in September 2018, the programme represents the government of Abu Dhabi's response to a series of external shocks, including geopolitical tensions, a low global growth scenario and a prolonged decline in oil prices that began in mid-2014.

The businesses are extremely bullish about the UAE economy outlook and are now working on new strategies as global businesses descend in the desert to expand operations.

Alain Bejjani, chief executive officer, Majid Al Futtaim - Holding, said: "The fundamentals are strong and the outlook for economic growth in 2022 remains positive. Although some headwinds around price pressures,

five-year plans within the framework of the Abu Dhabi Economic Vision 2030 aim to assure the achievement of the emirate's goals.

Economic Vision 2030

The emirate's efforts to reduce its reliance on hydrocarbons were given a major impetus in 2008 with the publication of the Abu Dhabi Economic Vision 2030 by the General Secretariat of the Executive Council, the Abu Dhabi Council for Economic Development, and the Abu Dhabi Department of Economic Development (then the Department of Planning and Economy).

To support Abu Dhabi Economic Vision 2030 in 2016, a new five-year strategy known as the Abu Dhabi Plan was launched. This blueprint outlined shorter-term goals, including creating an effective private sector that provides business opportunities.

With these plans as a guide, the government intends to develop a diversified, sustainable economy that is integrated into global markets. Creating new sources of income and developing industries that are part of a knowledge-based economy are particular focal points, especially in high-value-added, non-oil sectors like tourism, manufacturing, logistics, health care, education, financial services and telecoms. While working to reach all of the emirate's goals requires a concerted effort by both private and public entities, private sector funding and foreign direct investment will continue to play an important role in this process as the main drivers of economic growth.

According to Abu Dhabi Economic Vision 2030, non-hydrocarbons sectors of the economy, including petrochemicals, are projected to account for 64 per cent of the emirate's GDP by 2030, while oil and gas activities would contribute the remaining 36 per cent.

pressures, rising interest rates, as well as continued supply chain disruptions, can be expected through this year and next, both the retail and UAE economy are expected to build on a strong start to 2022 and propelled by increased spending and a growing influx of visitors and investors from overseas. The government's plans, including its sustainable development vision, have put the country on a path of sustained economic growth and enhanced wellbeing for residents and visitors alike."

Businesses mourn

Faizal Kottikollon, chairman, KEF Holdings

The departure of President Sheikh Khalifa bin Zayed Al Nahyan, who has been a vital driving force of the UAE's all round development since the nation's foundation, leaves a huge vacuum. Through his priceless contributions to the nation as a wise and benevolent leader and also as a seasoned statesman he will live forever in our memories.

Massimo Falcioni, CEO of ECI

The great legacy of Sheikh Khalifa bin Zayed Al Nahyan in achieving socio-economic progress in domestic, regional and international stages will remain an exemplary success model for the global political and business community.

Dr Ram Buxani, Chairman, ITL Cosmos Grou

Role of Sheikh Khalifa will always be remembered in achieving the milestones in relations between India and UAE. Comprehensive Economic Partnership Agreement (CEPA) signed between two nations on 18th February, 2022 is something which will always be remembered in the annals of history and will boost the economy of both countries and create substantial job opportunities.

Dr Shamsheer Vayalil, chairman and managing director of VPS Healthcare Group

Deeply saddened by the passing away of His Highness Sheikh Khalifa bin Zayed Al Nahyan, UAE President and Ruler of Abu Dhabi. His demise is a great loss to the nation. The people of the UAE will fondly remember his immense contributions forever.

Dr Jamil Ahmed Managing Director Prime Healthcare Group

The entire nation mourns this loss. May the next generation of UAE's capable leaders , take on the baton and work towards forwarding his legacy and giving shape to his vision and dreams ."

Kamal Vachani, Group Director, and Partner at Al Maya Group

With great sorrow, I learnt the news of the death of President Khalifa. I extend my sincerest condolences to His Highness Sheikh Mohamed bin Zayed, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the Armed Forces, and the Al Nahyan family. Sheikh Khalifa was known for being a good listener, modest, and deeply interested in the affairs of his people. The President was a much-loved figure in the UAE and the region. Sad to hear about the loss of our great leader President Khalifa. I express my sincere sympathy to His Highness Sheikh Mohamed bin Zayed, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the Armed Forces, and Al Nahyan family. The loss of a leader like Sheikh Khalifa is something that can never be recovered.

Rizwan Sajan Chairman and Founder Danube Group

We at Danube Group pray that his soul rests in peace, he was a visionary and embraced sustainable development as a guiding methodology to build up a modern nation that derives its human, socio-economic, and cultural clout from robust constitutional, organizational and structural tenets.

Abdul Jebbar P.B., Group Managing Director, Hotpack Global

The UAE has suffered a great loss today with the passing of H.H Sheikh Khalifa bin Zayed Al Nahyan. Throughout his tenure, he has been one of the most loyal and devoted leaders this country has seen, and his absence will be felt for a long time.

Ali Shabdar, MEA Regional Director, Zoho Corp

Today, the country and the world lost a kind and inspiring leader who carried on the legacy of Sheikh Zayed and left us with a great legacy of his own. We offer our sincere condolences to the great nation of UAE, the Royal Family, and everyone who loved and respected Sheikh Khalifa deeply. He will be greatly missed.

Dr. Mostafa Al Guezeri, Managing Director, Hitachi Energy

"This is unfortunate news as the nation mourns the death of His Highness Sheikh Khalifa bin Zayed Al Nahyan, the president of UAE. This country has become a shining example of progress and innovation for the world, and it is all thanks to the wisdom and vision of its leader. The world mourns and our deepest condolences to the family, citizens, and expatriates of the UAE at this difficult time. "

Bharat Bhatia, CEO, Conares

"Today we lost an important pillar of the UAE society. H.H Sheikh Khalifa bin Zayed Al Nahyan, President of the UAE and Ruler of Abu Dhabi, was an inspiration to all residents of this country and his courageous leadership took this country to unimaginable heights. I would like to express my deepest condolences to the Zayed family, H.H Mohammed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi, H.H Sheikh Mohammed bin Rashid Al Maktoum, Vice-President and Prime Minister of the UAE and the Ruler of Dubai and the entire people of the UAE."

Dr. Azad Moopen, Founder Chairman and Managing Director, Aster DM Healthcare

"We are deeply saddened by the demise of His Highness Sheikh Khalifa bin Zayed Al Nahyan, President of UAE - He was a visionary leader who led the UAE to be one among the most prosperous Countries in the region. HH Sheikh Khalifa was a people's person and his love for the people of his country , both the citizens and expatriates has been legendary. He was silently effective in creating an atmosphere of peace and harmony among the multiple nationalities living here.

Dr Thumbay Moideen, Founder President, Thumbay Group

"I am deeply saddened to hear the death of President His Highness Sheikh Khalifa bin Zayed Al Nahyan. The world has lost an exceptionally wise and respected leader who will be missed enormously. He will be remembered for his efforts for stability and peace in the Middle East. I offer my sincere condolences to the government of UAE and the ruling family of Abu Dhabi on this mournful day. May Allah grant him the highest rank in Jannah."

Dr. Yusuffali MA, Chairman Lulu Group

Like millions in UAE and elsewhere in the world, the sad news of passing away of our beloved HH Sheikh Khalifa bin Zayed Al Nahyan has brought sudden gloom in my life. I vividly cherish those fond memories of Sheikh Khalifa's love and affection towards me whenever I called upon the President in various palaces in UAE and abroad. Sheikh Khalifa was a true humanitarian and visionary who transformed UAE into one of the most developed, secure, safe, tolerant, and culturally rich countries in the world.The fact that more than 200 different nationalities call this great country as their home, earning their livelihood and living with most dignity and respect is a true testimony of the benevolence of His Highness Sheikh Khalifa.

Michael Brenden Davis, CEO, NMC Healthcare,

As this great nation mourns, allow me to present my deep and sincere condolences and sympathy in connection with the death of this truly global leader and the president of the UAE. I am only an ordinary American citizen, but nevertheless, I presume to convey my sympathy, since I am so deeply shaken by the tragic death of the distinguished compatriot, a good, wise, and great man.

P A Salman Ibrahim, Managing Director of PACE Group

Today we lost a leader, role model and a father figure. Our prayers and thoughts are with the family during this painful time. The country witnessed tremendous growth and prosperity under his leadership

Abdulla Al Nuaimi, CEO, Dubai National Insurance

Today is a sad day for our beloved nation to have lost a true visionary leader who dedicated his life to serving the people of United Arab Emirates. Sheikh Khalifa bin Zayed Al Nahyan was a global icon and role model for all of us in the UAE and the wider Arab world, and his passion for upliftment and enrichment of the people of UAE will live on as his legacy for generations to come. We are deeply saddened by the news and we pray that Allah grant him the highest heavens. May his noble soul rest in eternal peace

Malou Caluza, CEO, QNET

"Today, we bid farewell to one of the greatest visionaries this country has seen. We are forever grateful to H.H Sheikh Khalifa bin Zayed Al Nahyan, President of the UAE and Ruler of Abu Dhabi, for his devotion to this country. Under his reign, the UAE has witnessed an accelerated development that ensured decent living for the people calling the country home. His example will continue to inspire the people of this nation."

Sunny Varkey, executive chairman of GEMS Education Group

This great nation has lost a great visionary leader, whose absence will be felt for years to come. Under the benevolent leadership of His Highness Sheikh Khalifa the UAE had achieved remarkable progress and prosperity and emerged as one the fastest growing economies in the world.

KV Thomas, chairman of Thomsun Group, Dubai

As a key architect of UAE's amazing economic and social transformation, His Highness Sheikh Khalifa bin Zayed Al Nahyan had played a pivotal role in defining the growth journey of this vibrant nation over the past 50 years. He had made his remarkable imprint in the modern world for his statesmanship, farsightedness and benevolence.

Adeeb Ahamed, managing director of Lulu Financial Holdings:

In the passing away of our beloved H.H. Sheikh Khalifa bin Zayed bin Sultan Al Nahyan, the world has lost an inspiring statesman and people's ruler. Always an influential figure in global and regional matters, he presided over the UAE's transformation into a nation that belongs to the future with a firm footing in its founding values. He will forever be remembered and missed by all of us who call this great nation home.

Anis Sajan, vice-chairman of Danube Group

Deeply saddened by the passing of His Highness Sheikh Khalifa bin Zayed Al Nahyan, UAE President and Ruler of Abu Dhabi. The man responsible for the unification of the UAE and much of its early development. His legacy will stand as an example to all of us to persist in our pursuit of progress. He will be deeply missed.

Roshal Mascarenhas, co-founder and CMO, KREGZO

We are deeply shocked and saddened by the passing of the President of the UAE, Sheikh Khalifa Bin Zayed Al Nahyan. His vision and mission for the people of UAE will be in our hearts for a long, long time.

Taher Shams, MD, Zulekha Healthcare Group

The UAE is deeply saddened by the demise of Sheikh Khalifa bin Zayed Al Nahyan. The lightning- speed progress this nation has witnessed over the last few years years reflects his strategic decision-making capabilities as a leader of the nation."

Deepak Bhatia, managing director, Uncle's Shop

Sheikh Khalifa will always be remembered for his major development initiatives of profound social impact, establishment of various social services and commercial buildings department, commonly known as 'Sheikh Khalifa Committee'

Fiona Banister, Chair of Global Impact, Decarbonized.org

It is with great sadness we take a moment to honour an incredible innovator and visionary that has encouraged tremendous development for the UAE. During multiple visits for international alliance building, it has been our honour to be hosted by His Highness Sheikh Khalifa bin Zayed Al Nahyan, UAE President and Ruler of Abu Dhabi. His inspirational legacy will continue to live forward. We are sending all his family and the people he has inspired and encouraged with his creativity, our gracious condolences and honor his dedication for impacting humanity.

Sheikh Abdulaziz bin Duaij bin Khalifa Al Khalifa

With great sadness, I extend my condolences to the people of the UAE. Sheikh Khalifa bin Zayed Al Nahyan is not only celebrated as being an outstanding President and Ruler, for having made the tremendous transformation of the country through modernisation programs but also recognised as a Visionary and Missionary Leader, a commanding example to all of us. We are blessed and proud to be part of UAE's sustainable, diversified, inclusive, high-value-added economy that encourages rich enterprise expansion integrated with global markets. We will strive to continue His Highness's blessed legacy for many generations to come.

Sheikh Abdullah Zaid Al-Meleihi, chairman of Al-Ramez International Group

The death of Sheikh Khalifa is a loss for the Arab world and the Gulf. We in Saudi Arabia consider the UAE our second country. We offer our condolences to the ruling family in the Emirates on the death of His Highness Sheikh.

Dr Adil Alzarooni, chief executive officer, Al Zarooni Emirates Investments.

Deeply saddened by the demise of our visionary leader, His Highness Sheikh Khalifa Bin Zayed Al Nahyan. The late President of the UAE was greatly admired as a person and a leader who introduced pathbreaking reforms. My deepest condolences to the Al Nahyan family and the people of the UAE.

Marwan Jassim Al Sarkal, Founder of Al Mur Investment LLC

We have been truly sadden with the loss of Sheikh Khalifa bin Zayed Ruler of UAE, but we are so proud of what was achieved in his time, a huge transformation in the system that made UAE a global country, he managed to shift the government to be the number one in the world, he played a major role in UAE having a stable economy and that welcomes

all people. Sheikha Khalifa gave the women to be presented in the national council and in his time we have seen the highest number of representation in ministerial position, an achievement to be proud of.

Sultan Ali Rashed Lootah, Chairman, MD, and co-founder of Vault Investments

Our father our leader and our nation builder is god hands . May Allah bless him in paradise. We lost a leader and a father and visionary leader ..no words can explain how we are sad today.

Sir Anthony Ritossa, chairman of Ritossa Family Office.

The UAE will continue to remain deeply guided by the rich legacy Sheikh Khalifa has embedded in the country's core values. The nation today has attained a status of a global gateway that attracts international businesses boosting business sentiment.

Nandi Vardhan Mehta, CFO, KAAF Investments

This is end of an era. With his passing, world has lost one of the tallest leaders. He was the champion of tolerance and showed the world how progressive growth can be inclusive for all. In these difficult times he was beacon of hope. He would be dearly missed.It is an extremely sad moment for all of us.

Dr Dhananjay Datar, Chairman and MD, Al Adil Group

The passing away of His Highness Sheikh Khalifa bin Zayed Al Nahyan leaves us all in great sorrow. He was a visionary leader and an inspiration for all of us. He was instrumental in the growth and development of UAE. A great humanitarian he was loved, admired and followed by everyone. This loss will leave a big void that will be difficult to fill.

Babak Ahmadzadeh, Director, Plug and Play Abu Dhabi

The Plug and Play Abu Dhabi Team and I deeply grieve and mourn the passing of His Highness Sheikh Khalifa bin Zayed Al Nahyan. Most of us were born, raised and thrived under his great leadership. There are not enough words to express the gratitude and debt we feel for his leadership that gave us the special peace, opportunity and happiness that we cherish here in the UAE. Our hearts are with his family, the people of the UAE and so many around the world that will sorely miss his leadership and inspiring nature.

Bal Krishen, Chairman & CEO, Century Financial

"Sheikh Khalifa has supervised a massive transformation of both the Federal Administration and the government of Abu Dhabi since becoming president of the UAE. Under his leadership, the UAE has seen rapid growth, offering a fair standard of living for the people calling this county home. Sheikh Khalifa launched his first strategic plan for the UAE government with a focus on the well-being of UAE citizens and residents."

Hilmarie Hutchison, CEO, Matrix Public Relations

"We're saddened on learning of the passing on of H.H. Sheikh Khalifa bin Zayed. His decisions such as dedicating the year 2015, as the year of Innovation and further allocating over 300 billion for innovation through science and technology are proof of his vision and dedication to progress. His leadership has been instrumental to the growth of the nation's economy - an attribute that has positioned the UAE as the go-to business hub for international and homegrown businesses."

Ola Lind, CSO Nasdaq Listed FTFT, CEO & Director FTFT Capital

"We are saddened by the passing on of the UAE President H.H. Sheikh Khalifa bin Zayed Al Nahyan - a great visionary leader who led the nation and indeed the entire GCC region to greatness tirelessly. His vision is evident through his successful initiatives like Khalifa Excellence Award, Khalifa Award for Education, Debt Settlement Fund, and the Khalifa bin Zayed Al Nahyan Foundation. The framework he has put in place for blockchain and cryptocurrency in the emirate will have a far-reaching impact for years to come. His selfless contribution to the business sector has benefited entrepreneurs from all sectors of the economy, paving way for phenomenal growth."

Ayush Gupta, CEO & Founder of AG Events

"President Sheikh Khalifa bin Zayed Al Nahyan continued building on the vision of Sheikh Zayed Al Nahyan and unfalteringly directed the UAE towards being one of the most respected nations weathering turbulent times and global economic turmoil."

Mohammed Shaheen, CEO, Seven Capitals

"The UAE has laid the foundation of more outstanding national achievements in all areas, under the leadership of President His Highness Sheikh Khalifa bin Zayed Al Nahyan. The great leader led this country with great wisdom and judiciously tapped the country's resources to achieve a top position when ranked globally. The nation's great achievements, the peace and tranquillity the country enjoys today, were the fruit of the long and tedious march, hard work and perseverance led by the Sheikh Khalifa. Today we mourn the loss of a visionary leader who transformed and reformed the UAE into a prominent country in the world."

Soham Chokshi, CEO and Co-Founder, Shipsy

"We've learned of the passing of H.H. Sheikh Khalifa bin Zayed with great sadness and regret. His leadership, vision and dedication towards Innovation, technology and many other areas have been instrumental to the growth of the nation's economy - an attribute that has positioned the UAE as the go-to business hub for international and homegrown businesses."

Ayman Youssef, Vice-President, Coldwell Banker

We send our deepest condolences to the UAE Royal Family, citizens and residents of the nation, on the sad demise of His Highness Sheikh Khalifa bin Zayed Al Nahyan, President of the UAE. Under his direction, the Executive Council witnessed the extensive development programmes in Abu Dhabi, including the construction of housing, water supply system, roads and general infrastructure that led to the emergence of the city of Abu Dhabi into the modern city that it is today. We are forever in the debt to such a charismatic and visionary leader.

Dhaval Jasani, Founder & CEO, ZTI Global Consulting

An epitome of leadership, a true visionary who endeavoured to ensue this blissful land continues to progress while achieving peace and harmony. He continued this journey of progress and nation building that His Highness Sheikh Zayed had envisioned. This loss is beyond words. We continue to pray The Almighty to grant peace and prosperity to this blissful land #UAE.

Sameer K Mohamed, Managing Director, Jaleel Holdings

"Sheikh Khalifa bin Zayed Al Nahyan, President of the UAE and Ruler of Abu Dhabi, will forever live on in the memories of every person that has been fortunate enough to witness his brilliant leadership. He was a true visionary that led this country to great heights and will go down in history as one of the greatest leaders the people of the UAE have ever seen. He

has left behind a legacy of generosity and prosperity that will not be matched for a long time. His unparalleled leadership has guided the UAE towards countless opportunities and achievements that have made this country and its people a shining example of progress for the world."

Mahendra Patel, chairman of GEAP International

As a pragmatic visionary, H.H. Sheikh Khalifa bin Zayed bin Sultan Al Nahyan has left behind a legacy of all-round development for the nation. On the global stage, he made an indelible mark as a seasoned statesman and champion of peace and unity. As the President, he led the UAE's incredible transformation into a future-ready nation, which has become a global destination of choice for investors, professionals and tourists.

May 12, 2022 Manuscript source

Podcasts have soared in popularity since British journalist Ben Hammersley coined the term in 2004. There are now more than 2.4 million podcasts — and 65 million episodes — on the Apple Store alone, according to the Podcast Industry Insights tracker. About 30 per cent of that amount has been created in the past three years alone.

Listener growth has followed, particularly during the Covid-19 pandemic. In the two years that we have all been dealing with the impact of the coronavirus, podcast consumption has more than doubled, Spotify data shows.

The market is forecast to continue growing at a staggering compound annual rate of 31 per cent over the next few years — reaching an estimated $94.88 billion by 2028 — thanks to the low entry barriers for creators and easy accessibility for users.

With more financial podcasts available than ever before, we asked finance industry professionals in the UAE to tell us what podcasts they are listening to — and creating — and how they might apply to our financial lives.

For everyone: The Financial Confessions

If you are looking to build good financial habits, then a go-to podcast is The Financial Confessions, which is hosted by Chelsea Fagan and author of the best-selling finance book, The Financial Diet, says Moadh Bukhash, chief marketing officer at Emirates NBD, Dubai's biggest lender by assets.

Tune in: top financial podcasts to raise

your money game

"The podcast focuses on all things money and our relationship with it," Mr Bukhash says.

"As a strong believer in adopting good financial habits early on, I would recommend this podcast to anyone seeking advice on managing their money better. Each guest expert offers a unique and fresh perspective on financial situations we find ourselves in at some point in our life."

Emirates NBD also creates several educational podcasts of its own, offering insights into the economy and financial markets. Of these, Mr Bukhash listens to Creating Opportunity and Market Matters, both of which are available on the bank's website.

For big-picture buffs: Exchanges at Goldman Sachs

From Ford's first initial public offering in 1956 to the fallout of the 2008 global financial crisis, investment bank Goldman Sachs has been ringside at events that have shaped the world's economy.

Ola Lind, director at FinTech company FTFT Capital, recommends the Exchanges at Goldman Sachs podcast, where the bank's experts discuss big-picture developments shaping the worlds of business, finance and economics.

Recent episodes looked at opportunities in Europe's digital economy, how stagflation risks are changing the investment playbook and how China's zero-Covid policy is affecting markets and investors.

"I like the podcast because the episodes feature an in-depth chat with a panel of experts who present statistics and analysis on the topics driving the global economy, providing insights from the company's professionals on market updates, performance and unique positions," Mr Lind says.

The Exchanges at Goldman Sachs podcast, which is accessible globally, covers global financial topics in detail, and, as such, "would assist individuals and business owners in the UAE figure out how the financial industry dynamics work, help them develop a strong sense of what is going on in the market and be able to make informed financial decisions", he says.

Mr Lind also recommends Russell Investments' Insights podcast, which provides a deep dive into the investment world. The podcast brings in top investment strategists to discuss global market news, the economy, key issues and challenges facing today's investors and financial advisers.

"The UAE is a stable, investor-friendly country and one of the world's most free economies with a global-orientated, investor-friendly culture," Mr Lind says.

"The UAE's legislation protects investments; as a result, residents enjoy diverse investment opportunities in the region. Encouraging UAE residents to listen to the Russell Investments podcast would enlighten them about investment opportunities and pitfalls."

For female investors: The Purse

Tara Tyan, regional head of marketing at Saxo Bank, the trading and investment platform, has been following and shaping the conversation around women and finance.

She listens to The Purse by Jana Hlistova, which aims to empower women and how they approach money and investing.

The podcast features financial experts, wealth managers, angel investors, entrepreneurs and fund managers.

"I am particularly interested in podcasts that actively work on closing the gender investment gap in a tangible and structured way, and The Purse does just that," Ms Tyan says.

The Purse has also inspired Ms Tyan to create an Arabic-language podcast for Saxo Bank, DeepDive with Saxo.

In collaboration with online streaming service Deezer, the podcast features Emirati entrepreneur Anas Bukhash and financial expert Marie Salem as they break down investment issues into bite-sized nuggets for Arabic listeners to take control of their financial future and make an impact, Ms Tyan says.

For insurance insiders: Leadership in Insurance

Neeraj Gupta, chief executive of insurance product comparison website Policybazaar.ae, tunes into podcasts regularly.

"Anyone who's wanting to learn how to take more control of their financial position and better manage their family's financial wealth should inculcate the habit to tune into financial planning and insurance podcasts as they give detailed, actionable advice, guiding people to manage debts and make an informed choice," Mr Gupta says.

One of Mr Gupta's favourites is the Leadership in Insurance podcast, which he listens to regularly.

At 89 episodes, the series offers a crash course in the current state and future of financial protection through interviews with industry leaders and pioneers.

While geared towards insurance insiders, the series also has lateral insights for professionals in other fields. A recent episode — with Anthony Beilin and Benjamin Hay of insurance technology start-up Collective Benefits — explained how independent workers might be supported in the emerging gig economy.

Mr Gupta also listens to The National's Pocketful of Dirhams podcast, his own Insurance Insights by Policybazaar and FS Brew, a Dubai-based insurance podcast hosted by Vidya Veerapandian and Renjit Philip.

For chequebook balancers: Frugal Friends

Friends Jen Smith and Jill Sirianni believe frugality extends beyond clipping coupons and reusing plastic bags to being good stewards of resources such as money, time, relationships and physical and mental space. That message runs through their Frugal Friends financial podcast, which drops each Friday.

"I only recently stumbled across Jen and Jill's podcast but wish I'd found it earlier in my own journey towards financial independence," says Jane Harvey, chief executive and co-founder at Savii, the GCC neobank aimed at Gen Z, and a strong advocate of the Financial Independence Retire Early movement.

"Frugal Friends is fun, informative and, most importantly, relatable — with loads of practical, no-nonsense advice on how to resist the urge to splurge and become more intentional about your spending habits," Ms Harvey says.

"That is something we could all learn from! They share their own experiences and real-life suggestions on how to save money on the things you need, spend less on the rest and embrace frugality without being cheap."

For entrepreneurs: Business Wars

Entrepreneurs looking for motivation would benefit from tuning into Business Wars, says Ramzi Khleif, general manager at wealth management platform StashAway Mena.

"Business Wars is arguably the most famous business and finance podcast. Hosted by David Brown, the podcast gives its listeners a new perspective of how businesses around the world are run, how competition can be fierce and how to always think outside the box in a business environment if you wish to succeed," he says.

"The podcast host speaks about real business stories and what drives these companies and their leaders, inventors, investors and executives to new heights — or to ruin. It can give aspiring entrepreneurs the hunger they need to take their business to new heights."

StashAway has its own biweekly podcast, In Your Best Interest, which features thought leaders talking about the best practices of personal finance. Episodes cover subjects such as whether the metaverse is the next big thing, the future of decentralised finance, and how parents can teach their children the basics of investing.

"On In Your Best Interest, listeners can learn about every single topic a regular investor thinks about, while sharing the personal journey of leaders. That can be inspirational to the listeners and leave them with action points to apply in their daily lives."

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Women in business will be able to access greater funding and grow their business because of the free crypto, NFT, and blockchain domains offered to them as part of a new initiative to be offered in Abu Dhabi, experts told Arabian Business.

The campaign sees Access Abu Dhabi and the Abu Dhabi Investment Office (ADIO) partner with a Web3 identity platform and NFT domain name provider Unstoppable Domains to provide free crypto domains to women.

The senior advisor for Global Acquisitions at Idoneus, Marata Carroz Tapsoba, said: "The Abu Dhabi government's decision to make cryptocurrency free domains available to women is timely and welcome. I believe that this programme will not only inspire more female participation, but will also enhance and increase the industry's legitimacy.

"Furthermore, more women in business will have greater access to funding, which will help them grow their businesses, while the UAE's status as a global blockchain and cryptocurrency hub will be further cemented as a result of this decision."

Women

Marata Carroz Tapsoba, senior advisor for Global Acquisitions at Idoneus

The Abu Dhabi initiative offers women in the UAE capital the opportunity to capitalise on Web3 opportunities.

Women in business will gain 'greater access to funding' because of free crypto domains: expert

The Abu Dhabi programme will not only inspire more female participation in crypto, but will also enhance and increase the industry's legitimacy, experts said

It provides them with a decentralised web address and digital identity that gives them complete control of their data and content within a space that they fully own, as opposed to Web2 domains, which are leased for fixed periods through third-party brokers.

Reacting to the initiative, the chief strategy officer of Nasdaq-listed FTFT, and chief executive officer and director of FTFT Capital, Ola Lind, said: "Abu Dhabi has been at the forefront of the cryptocurrency advocacy movement with initiatives such as these and events like the Global Distributed Cloud Summit."

Women residing in Abu Dhabi to get free crypto, NFT, and blockchain domains

FTFT has also launched a #cryptocredibilty movement to empower students, which aims to generate an increase in the number of female users and investors.

Lind added: "The fact that more women are trading cryptocurrencies disproves the concept that cryptocurrency investors are risk-takers. The industry's standing improves as more women participate in bitcoin. Their growing participation supports the premise that cryptocurrency and regular investments can coexist."

Ola Lind, chief strategy officer of Nasdaq-listed FTFT, and chief executive officer and director of FTFT Capital

Currently, only 5 percent to 7 percent of all cryptocurrency users are women, and only 12 percent of people who work in blockchain are women.

The Abu Dhabi initiatives, among others, aim to change this by increasing the number of women engaging with Web3, crypto, and NFT-related businesses.

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May 13, 2022 Manuscript source

Under Sheikh Khalifa's watch, not only was change a constant but what was just as striking was the speed of change itself. That will be one enduring legacy of UAE's second President…

Dubai: A place to work and live, that's what the 'UAE Dream' had been about for decades for anyone setting foot in the country for any purpose other than a short visit. In the last year and more, that changed to work, live and retire right here, if need be. The UAE is making that transition from a place of residence to the place one calls home.

That is another legacy that His Highness Sheikh Khalifa Bin Zayed will have to his name, presiding over some of the most transformative legislations in this regard. Retirement visas? Those for freelancers? Golden or Green ones? Investment visas and residencies for the talented young and more. All done with the purpose of transforming the UAE economy, not just in phases, but as much as is possible within the shortest timeframe.

Business owners already know the transformative powers of these changes. Some have already gone through the switch in their status, others – lots more – will follow. New-fangled business ideas will take root, whether that means investing in SPACs or any of the myriad crypto possibilities. And Abu Dhabi made sure that the supporting regulatory framework exists for those businesses and ideas to take hold. And for investors to remain protected.

Whether it's financial services or high-end manufacturing, change is sweeping through the UAE business landscape. Startups are drawing interest from investors, or those that have already gone through the process – such as the Arabic streaming portal Anghami – have already debuted at Nasdaq, New York. Digital banks are being created, with the likes of e& (formerly Etisalat) and FAB shareholders in the latest such, Wio.

Under Sheikh Khalifa's watch, not only was change a constant but what was just as striking was the speed of change itself.

Under Sheikh Khalifa, UAE transformed into a home for all Businesses and startups learnt to operate and thrive in UAE's open-door environment

That will be one enduring legacy of UAE's second President…

"The fact that more than 200 different nationalities call this great country their home, earning their livelihood and living with most dignity and respect is a true testimony of the benevolence of His Highness Sheikh Khalifa," Yussuf Ali M.A., Chairman of LuLu Group. "He was a true humanitarian and visionary who transformed UAE into one of the most developed, secure, safe, tolerant and culturally rich countries in the world."

Yussuf Ali with Sheikh Khalifa

"UAE attracted international healthcare organisations while also acting as the catalyst for local organisations to thrive and grow across the world," Dr. Azad Moopen, founder Chairman and Managing Director, Aster DM Healthcare. "UAE's exemplary efforts to control COVID-19, and vaccinate all citizens and residents have been at the forefront of ensuring that the country emerges from the shackles of the pandemic at the earliest and delivers the world's greatest show- Expo 2020 in its greatest glory."

Dr Azad Mopeen

"Sheikh Khalifa oversaw the country's economic growth, and his key objective as President was to continue on the path laid down by Sheikh Zayed, whose legacy, he said 'will continue to be the beacon guiding us into the future, a prosperous future where security and stability will reign', " Rizwan Sajan, Chairman of Danube Group. "Sheikh Khalifa embraced sustainable development to build a modern nation that derives its socio-economic clout from robust constitutional and structural tenets."

RizwanSajan

Dhananjay Datar, Managing Director, Al Adil Group, "It is an extremely sad moment for all of us. The passing away of His Highness Sheikh Khalifa bin Zayed Al Nahyan leaves us all in great sorrow. He was a visionary leader and an inspiration for all of us. He was instrumental in the growth and development of UAE. A great humanitarian he was loved, admired and followed by everyone. This loss will leave a big void that will be difficult to fill."

Dhananjay Datar

"His Highness Sheikh Khalifa bin Zayed Al Nahyan was a pillar of strength and inspiration," said Michel Ayat, CEO of AWR Automotive. "The UAE grew in prosperity and global influence, and we will forever hold his legacy in our hearts."

"May his soul rest in peace."

Michel Ayat

"As this great nation mourns, allow me to present my deep and sincere condolences and sympathy in connection with the passing of this truly global leader," said Michael Brenden Davis, CEO of NMC Healthcare. "In a period which was critical for the world, Sheikh Khalifa overcame the most difficult obstacles and took the road toward improving relations between the nations of the Gulf and elsewhere."

"May his teachings last till eternity."

Michael Brenden Davis, CEO of NMC Healthcare

"Sheikh Khalifa oversaw that the historical relationship with India is further promoted," said Dr. Ram Buxani, Chairman of ITL Cosmos Group. "He will always be remembered for achieving milestones in relations between India and UAE, including the Comprehensive Economic Partnership Agreement (CEPA)."

RamBuxaniLead

"UAE is one of the largest trading partners for Pakistan," said Javed Malik, former Ambassador and Pakistan's Special Envoy in the GCC. "Under Sheikh Khalifa, the economic ministries of both countries were closely engaged to explore new ways and expand bilateral trade."

"And just recently, the leaderships met during Prime Minister Sharif's visit and agreed to further consolidate trade relations."

Javed Malik

"I must have done more than a thousand television shows and countless hours of live broadcasts. I interviewed presidents, prime ministers, and almost all the major opinion makers in Pakistan," says Javed Malik

"Sheikh Khalifa bin Zayed served the nation to the fullest throughout his lifetime. His vision helped transform the UAE into a world-class business, cultural and technology center," said Dr. Shamsheer Vayalil, Chairman and Managing Director of VPS Healthcare. "His generosity of heart and spirit was evident as the UAE was named the world's largest humanitarian donor during his leadership."

Dr Shamsheer Vayalil-1652452418776

"We extend our deepest condolences to the UAE leadership and its people on the passing of His Highness Sheikh Khalifa bin Zayed Al Nahyan," said Suliman AlZaben - Director of Hyundai UAE. "We will remain vigilant to his guidance and vision that will continue the legacy started by late Sheikh Zayed and the Founding Fathers."

"May his soul rest in eternal peace."

"The world lost an inspiring statesman and a people's ruler," said Adeeb Ahamed, Managing Director of LuLu Financial Holdings. "Always an influential figure in global and regional matters, he presided over the UAE's transformation into a nation that belongs to the future with a firm footing in its founding values."

Adeeb Ahamed

"Sheikh Khalifa was responsible for much of the UAE's early development," said Anis Sajan, Vice-Chairman of Danube Group. "His legacy will stand up as an example to all of us to persist in our pursuit of progress."

"He will be deeply missed."

Anis Sajan

"The UAE, since its inception, has been about global harmony," said Jason Hayes, CEO of LuxuryProperty.com. "It has welcomed all from every corner of the globe and provided them a way of life that prioritizes personal safety and peace of mind."

Jason Hayes

"Under his leadership, the UAE navigated one of the most challenging economic crisis the world ever faced, and it was his vision which established UAE as a key global financial centre," said Nandi Vardhan Mehta, CFO of KAAF Investments, a family office. "He contributed immensely to the strengthening of India-UAE ties. In these difficult times he was a beacon of hope."

Nandi Vardhan Mehta, CFO of KAAF Investments, a family office.

"This country has been a shining example of progress and innovation for the world, and it is all thanks to the wisdom and vision of its leader. The world mourns," said Dr. Mostafa Al Guezeri, Managing Director, Hitachi Energy

Dr Mostafa Al Guezeri-1650367543746

"His vision is evident through initiatives like Khalifa Excellence Award, the Khalifa Award for Education, Debt Settlement Fund, and the Khalifa bin Zayed Al Nahyan Foundation," said Ola Lind, CEO & Director of FTFT Capital. "The framework put in place for blockchain and cryptocurrency in Abu Dhabi will have a far-reaching impact."

Ola Lind, director, FTFT Capital

Shamlal Ahamed, MD, International Operations Malabar Gold & Diamonds: " The passing away of His Highness Sheikh Khalifa bin Zayed Al Nahyan is a sad moment for all of us. This is an irreplaceable loss for humanity. He was a visionary leader whose far sighted vision played an important role in making UAE a great nation. He was an inspiration to people from all walks of life and influenced every one with his great thinking."

Ola Lind in the media

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集锦

恭祝欧拉先生

Best wishes for a lifetime

of love and happiness.

美东时间2022年7月14日下午1:00，未来金融科技集团首席运营官刘洋先生刚下飞机，就风尘仆仆直奔位于俄亥俄州Norwalk小镇的FTFT项目现场，开始了对该数字货币矿场的调研和考察工作。

刘总在矿场团队领导的带领下，走遍了矿场的各个角落，并对设备情况、人员储备、财务现状、工程进度、风险防范等方方面面进行了细致地调研，并在最后听取了团队的整体工作汇报。

目前，现场的环境清理工作已经到了最后阶段，进入最终的除尘及地面打磨阶段；重中之重的3个变压器已经就位。单个变压器0.25MW，总计0.75MW（下图）。

而矿场的下一步规划，是在室外安装3个更大功率的变压器，每个功率高达1.6MW。届时，将为更多的矿机提供用电保障。

目前，现场机架已全部完工，且已完成全部强电线缆的敷设，已初步具备机器上架条件。据矿场团队介绍，将在2个工作日内完成所有网线的敷设，本阶段准备工作完成后，可在3-4周内达到第一阶段的正式运营的条件——变压器容量0.75MW，上架机器200台。

下一步，FTFT Supercomputin Inc.将按部就班地推进集装箱挖矿硬件环境的搭建，初期规划布置4个集装箱，总规模可达5-6MW。待该批集装箱矿机稳定运行后，将最大限度利用现场空间，逐步布置新的集装箱，直至达到峰值的10个集装箱，届时用电总容量可达12-13MW。

刘总考察为期两天。第二天，刘总还和当地团队一起审阅了和供应商的通信往来及法律文件，并提出了保证各项法律手续完备及做好重要文件的整理和保存的要求。刘总在指出俄亥俄团队不足之处的同时，高度肯定了他们的工作成绩。

俄亥俄矿场，作为集团未来重点盈利的单位之一，不仅肩负着振兴区块链事业部的重担，也将成为集团北美业务的标杆，美好的前景，让我们共同期待！

首席运营官刘洋莅临俄亥俄数字货币矿场考察

韩捷

■

图① 刘洋（中）和团队其他成员

图② 矿场的大功率变压器

图③ 矿场设备

对于许多金融科技发烧友来说，挑战者银行（Challenger Banks）一词并不陌生。然而，对于金融圈以外的人来说，它绝对还是一个让人不明觉厉（注）的崭新概念。

首先，让我们先来了解一下什么是挑战者银行？挑战者银行，泛指一类挑战传统银行业务模式的新兴银行（Neo-banks）。这一概念起源于英国，包括银行在内的一些金融机构以科技为核心驱动力，通过一系列高度数字化的新产品和新渠道，为客户提供更加便捷、更加创新的金融服务。所以，挑战者银行有时也会被称为新兴银行、数字银行（Digital Banks）。目前，在英国挑战者银行里最有名的三个“领头羊”分别是Revolut、Monzo和Starling Bank。

说完挑战者银行，那么什么是高街银行呢？高街银行（Highstreet Banks），是向个人和中小企业提供金融服务的实体大型零售银行。如英国的四大银行：汇丰银行（HSBC）、巴克莱银行（Barclays）、国民西敏寺银行（NatWest）和劳埃德银行（Lloyds）。它们在英国乃至世界各地设有众多分支机构，且通常位于购物区，因此就有了“高街银行”之名。

与高街银行相比，挑战者银行以小型化的电子银行居多，他们瞄准特定市场，根据客户偏好设计个性化产品，因此其市场战略和所提供的产品，与传统高街银行相比，均有较大差别。大多数挑战者银行都是在过去十年里建立起来的，它们的规模普遍都小于传统高街银行。

例如，Monzo成立于2015年，目前团队人数不足2000人。相比之下，巴克莱银行（Barclays）成立于1690年，拥有超过83000名员工。

部分挑战者银行提供与传统银行相同或相近的服务，而另一些则只专注于某一种服务的数字化公司，如房屋贷款、个人借贷或商业金融等。

挑战者银行的一大特点就是：高度数字化，开户快，操作简便。

众所周知，当你想在一家英国高街银行开户时，过程非常繁琐：本人要带着所有开户材料去营业厅，排队等候人工审核以及信誉调查。如果材料不齐全或有瑕疵，很有可能还要再次重复这个繁复的过程。

遇到开学高峰期，从开户到收到银行卡可能要等两个月。而且，你必须要有学校或公司开的证明信、签证、地址证明等材料才能开户，这对于海外留学生非常不友好。

挑战者银行高街银行

英国 CICI

■

不明觉厉：网络用语，意为“虽然不明白你在说什么，但好像很厉害的样子”。

为什么这么说？你入境之前是无法支付任何费用，在被迫携带大量现金入境之后，你可能还需要等上几周甚至几个月的时间，才可以将现金存入银行，这其中包含的风险不言而喻。对于初来乍到的留学生来说，置身陌生的国度，无依无靠却又冒着这么大的风险，可谓是难上加难。

相比之下，挑战者银行在开设新账户时则省去了很多麻烦，有些挑战者银行甚至可以为你提供入境前的预开户服务。整个的开户过程均是通过网页或手机应用程序来完成，开户过程最快仅需几分钟。

不同于高街银行，挑战者银行可以在几秒钟内将一张自拍或一段视频与你的带照片的身份证件（通常是护照或驾照）匹配，并通过国家数据库匹配你的个人信息，以电子方式验证你的身份。几分钟的时间就可以完成对开户人的背景审核和尽调，开户后，用户除拥有与高街银行账户同等的转账、支付、账单，以及余额查询等普通服务外，有些挑战者银行还会为客户量身提供各式各样灵活实用的服务，比如消费返现、面对面付款等。

相对而言，高街银行则是：缓慢转型，船大，难掉头。

当提到传统高街银行时，我们都会有一种感觉，即认为银行是安全可靠的，但同时，我们也能感受到它的一成不变。随着当前金融科技的崛起，挑战者银行已经走到了银行业的最前沿，撼动着传统高街银行的根基，利用日新月异的前沿科技和各种资源的整合与灵活搭配，在金融秩序的大框架下带领整个银行业在大踏步的转型。

其次，高街银行与挑战者银行之间的另一大不同之处，则体现在两者在FCA监管框架下的不同。

大部分人现在对挑战者银行的主要担忧是，如果这家银行破产了怎么办？高街银行和部分挑战者银行都受金融服务补偿计划（FSCS）的保护，这意味着一旦银行破产，你将获得最高达85000英镑的补偿。

在FCA的监管框架下，一些Fintech公司是允许与第三方持牌银行合作，以借用牌照的形式来开展业务（agent or distributor）。这些公司在FCA注册后，会接受银行持牌方的监管，同时又需要在FCA备案。他们需要满足的条件甚至比被FCA直接监管更严苛。它们的担保金额与客户在银行账户中持有的金额相当，以便在银行资不抵债的情况下可以弥补。同时，因为电子银行无权触及动用客户资金，所以，尽管电子银行的账户不受FSCS保护，但是从监管结构上来讲，客户在电子银行的资金其实是更安全的。

当我们提到“银行”二字时，最为关心的无外乎就是自己钱的安全性。下面我们将从银行账户和电子货币账户两点来分析一下其安全性。

首先，在开户前，你可以检查一下这个账户是银行账户，还是电子货币账户，因为这将会影响到你账户里的钱将如何得到保护。

银行账户：你的存款将受金融服务补偿计划保障。如果银行是由审慎监管局（Prudential Regulation Authority）授权的，那么该账户会被FSCS保护。如果银行倒闭，FSCS会为你偿付最高85000英镑的赔偿款。

电子货币账户：你的钱同样是有安全保障的。如果你的供应商不是传统银行，而是拥有电子货币牌照的挑战者银行，他们将受金融市场行为监管局（Financial Conduct Authority）监管，持牌方必须保护你的资金安全。FCA的条例规定电子货币账户中的资金必须存入保障账户（SafeGaurding account），顾名思义，该账户里的钱不能被借出或挪用，该保障账户设立在第三方银行，持牌行无权触及。而这与你存在银行账户里的钱不同，银行是有权把用户的钱作为贷款和抵押贷款发放出去的。所有挑战者银行的网站都应明确说明其账户是银行账户还是电子货币账户。

纵观过去十年欧美银行业的发展历程，前五年为挑战者银行兴起阶段，后五年为传统银行转型时期。挑战者银行可以说是推动整个银行业转型的催化剂。社会在进步，科技与业务转型，是每个行业都将经历的一步。读到这里，我们不妨试想一下，接下来的五年，银行业将迎来怎样一个未来呢？下一个Fintech独角兽又会是谁？

Decentralized exchange (DEX), how it works, types and benefits

英国 CICI

■

迪拜 Cathryn Usman

■

A decentralized exchange, also known as DEX, is a peer-to-peer market where cryptocurrency traders trade directly without handing over control of their funds to intermediaries or managers. These transactions are facilitated using self-contained contracts written in code called smart contracts.

DEX was created to remove the requirement for the authority to monitor and approve transactions made on specific exchanges. Decentralized exchange enables peer-to-peer (P2P) transactions in cryptocurrencies. Peer-to-peer is a market that connects cryptocurrency buyers and sellers. These are usually not managed. This means that users can still manage the wallet's private key. Private keys are high encryption that allows users to access their cryptocurrencies. Users can access their cryptocurrency balances immediately after logging in to DEX with their private key. You do not need to provide personal information such as your name or address. This is great for people who value privacy.

Innovations that solve liquidity-related issues, such as automated market makers, helped attract users to decentralized finance (DeFi) spaces and contributed to their growth. DEX aggregators and wallet extensions have allowed the development of decentralized platforms by optimizing token prices, swap rates, and slippage while offering better rates to users.

As decentralized exchanges are created based on blockchain networks that allow smart contracts and where users retain custody of their cash, each trade incurs a transaction cost in addition to the trading fee. DEXs are used mainly by traders interacting with smart contracts on the blockchain.

What is a decentralized exchange?

How do DEXs work?

There are three primary forms of decentralized exchanges: automated market makers, order book decentralized exchanges, and DEX aggregators. All of these let users engage in direct transactions via their smart contracts.

An automated market maker (AMM) system that depends on smart contracts was developed to overcome the liquidity issue. These exchanges were partially inspired by Ethereum co-founder Vitalik Buterin's article on decentralized exchanges, which described how to perform transactions on the blockchain using contracts holding tokens.

These AMMs depend on blockchain-based services that supply price-setting information from exchanges and other platforms, known as blockchain oracles. Instead of matching buy and sell orders, the smart contracts of these decentralized exchanges use liquidity pools, which are pre-funded pools of assets.

The pools are financed by other users, who have then entitled to the transaction fees the protocol charges for completing transactions on the respective pair. The technique by which these liquidity providers must deposit an equal amount of each asset in the trading pair to earn interest on their cryptocurrency holdings is called liquidity mining. If they attempt to deposit more of one asset than the other, the transaction is invalidated by the smart contract of the pool.

Traders can execute orders and earn interest by using liquidity pools, eliminating the need for authorization or trust. Since the AMM method has a disadvantage in situations when there is inadequate liquidity, referred to as slippage, these exchanges are often rated according to the total value locked (TVL) of their respective smart contracts.

Slippage happens when a platform's lack of liquidity causes a buyer to pay above-market pricing for their transaction, with more oversized orders seeing more slippage. A lack of liquidity may discourage wealthy traders from utilizing these platforms since big orders are susceptible to slippage without sufficient liquidity.

As a direct consequence of depositing two assets for a particular trading pair, liquidity providers are exposed to numerous risks, including temporary loss. When one of these assets is more volatile, exchange transactions might reduce the quantity of the more volatile asset in the liquidity pool.

If the price of the highly volatile asset increases while the quantity liquidity providers hold decreases, liquidity providers will incur a temporary loss. The loss is temporary since the asset's price may rise, and exchange transactions can restore the pair's ratio. The ratio of the pair indicates the percentage of each asset held in the liquidity pool. Additionally, fees gained through trading might eventually make up for the loss.

Order books record all open purchase and sell orders for specified asset pairings. Buy orders indicate that a trader is willing to purchase or bid for an asset at a given price, while sell orders indicate that a trader is prepared to sell or ask for a specified price for the product in question. The price disparity defines the order book's depth and the exchange's market price.

The two types of DEXs are on-chain order books and off-chain order books. DEXs that use order books often store open order information on-chain, but users' cash stay in their wallets. These exchanges could let traders leverage their holdings by borrowing cash from lenders on their platform. Leveraged trading raises the profit potential of a transaction.

Automated market makers (AMMs)

Order book DEXs

Still, it also increases the danger of liquidation since it enlarges a position with borrowed money that must be returned even if the trader loses the wager.

However, DEX systems that keep their order books off the blockchain settle deals on the blockchain to provide traders with the advantages of centralized exchanges. Using off-chain order books enables exchanges to minimize costs and boost speed, ensuring that deals are performed at the correct pricing for consumers.

These exchanges let users lend their cash to other traders to provide leveraged trading options. Loaned money accrue interest over time and is protected by the exchange's liquidation process, guaranteeing that lenders are compensated even if traders lose their wagers.

It is essential to note that order book DEXs often have liquidity concerns. Since decentralized platforms compete with centralized exchanges and suffer additional costs from transacting on-chain, traders often choose centralized platforms. While DEXs with off-chain order books decrease these expenses, the need to deposit cash in them introduces smart contract-related concerns.

Users will consider a decentralized cryptocurrency exchange over a centralized one for the following four reasons:

1. Security

Centralized exchanges store substantial sums of investor cash, making them a prominent target for cybercriminals.

As cryptocurrency trading increases, centralized exchanges become more enticing to hackers. Decentralized exchanges are becoming more user-friendly and widespread while enhancing investors' safety.

2. Control over your funds

Hacking is not the only problem with centralized exchanges; in such situations, users do not have total control over their cash, but the exchanges do. This might result in significant restrictions and possibly financial losses for investors.

The non-custodial nature of DEXs implies that money is in your control and that no central authority may freeze or restrict your access to them. If you have control of your money, it will be impacted if the exchange fails tomorrow.

3. Privacy

In many countries, centralized exchanges are classified as money service providers (MSPs), requiring users to undertake obligatory know-your-customer (KYC) and anti-money laundering (AML) checks. In many instances, however, individuals are hesitant to submit their private information to third parties because they have no control over what happens with their data, or which local or international authorities have access.

On the other hand, decentralized exchanges are not governed by a central authority; hence, there are sometimes no registration requirements for utilizing the exchange other than possessing a wallet address.

4. Financial inclusiveness

Due to rising regulatory pressure, several centralized exchanges have restricted consumer access from specific nations. Due to the risk of being seen as enabling unregulated securities trading, exchanges have recently begun excluding US customers from their services. Before introducing its US-specific compliant exchange, some exchanges consider the option of Geo-blocking US users from their site. Other exchanges, notably Bittrex,

Why use a decentralized crypto exchange?

have unlisted various currencies US users produced.

Decentralized exchanges allow anyone, anywhere, to trade cryptos. Investors may pay as little as they choose to engage in trading activities, and peer-to-peer transaction costs are far less expensive than those on traditional exchanges.

Although centralized exchanges continue to dominate cryptocurrency markets and meet the requirements of ordinary cryptocurrency traders and investors, decentralized alternatives provide an intriguing option. DEXs provide a trustless means of linking buyers and sellers via the use of on-chain smart contracts, and they are proposing new forms of fair engagement and governance for stakeholders. Notwithstanding, these platforms are still coming up. Further fine-tuning of the user experience, architecture development, enhanced scaling mechanisms, and increasing links to centralized crypto and legacy financial companies will be necessary to ensure future adoption.

DEXs -Exchange of the future

Cathryn Usman

迪拜富册资本内容经理

未来论坛，是未来人发表学术见解、行业观察、市场分析、管理研究，以及各种个人思想等内容的空间。

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在这里，每一个言论都将受到尊重；每一种表达都将赢得掌声。

欢迎你在这里发出你的声音。

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英国公司正在着手安排对公司內部的合规管理机制和风控系统进行科学的设计。

Enterprise卡添加新设计，预计8⽉中-9⽉中可以上线。

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英国公司有序推进波多黎各、直布罗陀和葡萄牙等地的银行收购工作，并重点出击波多黎各项目。

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美国公司的合作伙伴Greendot风险管理部已经批准预付功能，近日将就费用价格进行商讨。

为使用户界面更加友好，美国公司近期将着手完成网站及Tempo登录页面的新版设计。

英国公司自主产品已进入开户、账户信息、转账模块开发；与前端沟通，完善银⾏功能接⼝；根据⽤户注册流程中的特殊情况，改进后台处理；账户信息模块集成测试；跟进IF发卡功能替代⽅案。

美国公司手机应用Tempo V1.3版本将于近期上线，目前已开始测试新增国家转汇功能。

Tempo新增汇款目的地国家包括法国、意大利、加拿大、德国、西班牙、菲律宾。

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7月7日-8日，富册私募基金管理（海南）公司副总经理韩捷受邀参加了在三亚举办的“海归创新创业海南自贸港峰会”。本届峰会设有主旨演讲、平行论坛、圆桌论坛、双创峰会等系列活动。在峰会结束时，韩捷接受了主办方采访，就自贸港优惠政策发表看法，并介绍了富册基金公司在海南的谋篇布局。

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Tianjin

对于寻求平台合作的厂商，区块链电商团队确立了流程化的资质审核和授权代理流程。（李孟韩）

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区块链电商团队整理出从积分发布到产品上架全流程5个内部步骤的SOP：1. 积分发布；2. 合同、积分发行书盖章；3. 存档；4. 产品二维码下发企业；5. 产品上架。（李孟韩）

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对于境外厂商，区块链电商团队对合作模式提出新的设想，并对厂商产品类型作出规定。（李孟韩）

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Xi'an

予盛-浦电业务截止6月30日回款74万元，在外资金26万元，已执行煤炭2865吨。

豫能交易中心托盘业务截止7.05日已发货1029吨，预付款350万正在审批。

完成鹤壁丰鹤列拖业务项目风控会议上会调查报告。

通济百货不良资产项目：债权跟进，土地申请书已提交法院，公开结果后评估。

未来金融科技集团全资子公司富册海南基金拟投资5000万元人民币成立合伙企业。

予盛-浦电业务截止6月30日回款74万元，在外资金26万元，已执行煤炭2865吨。

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但为了让活动凝聚在既定的主题之下，特对内容做如下建议：1. 携手企业共同进步的职业规划；2. 立足行业发奋向上的从业理想；3. 积极进取不甘落后的人生态度；4. 充满自信笑傲天下的未来构想。

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曾几何时，我们或许期望自己是那骑着白马，在雏菊铺地小路上驰骋的王子；我们或许臆想自己无所不能，用一柄剑就能荡涤天下的超人。

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未来半月刊有意圈一块地，为梦想搭建一方舞台，让所有带着期盼的美妙的梦，像夏夜的萤火，无拘无束，在我们眼前自由飞翔。

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此次活动的名称虽然叫征文，但绝对不仅仅限定在文字范畴，文、图、视、音、画……所有你能想到的文化创意手段、形式，都是我们乐意接受的“投稿”。

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